A Funding Process Built for Speed
Traditional loans take weeks of back-and-forth. Our merchant cash advance process relies on real-time business data, allowing us to evaluate and fund your business in days, not months.
Submit Basic Details
Start by submitting our secure online form with your basic business information. This takes less than two minutes and helps us understand your baseline qualifications without a hard credit pull.
Provide Bank Statements
If your initial details meet our requirements, we'll ask for your most recent 3-4 months of business bank statements. We do not require tax returns, profit & loss statements, or exhaustive business plans. We care about your actual cash flow.
Review Offers
Our underwriting team will review your statements. If approved, we will present you with funding options outlining the advance amount, factor rate, and remittance structure. A dedicated specialist will walk you through the details to ensure it fits your needs.
Get Funded
Once you select an option and sign the agreement, funds are deposited directly into your business bank account. The entire process—from initial inquiry to funds in your account—often happens within the week.
Ready to begin?
See what your business qualifies for today.
What to have ready
A clear view of recent deposits, regular expenses, and the purpose of the requested capital makes the conversation more useful. Business owners in Fremont, Newark, and nearby California communities can explain seasonal swings or one-time deposits during the review.
The product is a commercial merchant cash advance—not a traditional loan—so review the proposed remittance and purchased amount carefully. See the requirements or funding overview before submitting details.